True Loan Cost | Free Closing Cost Calculator

Free Loan Evaluation to take to your lender to negotiate your interest rate and closing cost.

See what interest rate you qualify for with your current credit score and get a free credit evaluation.

Use our program to calculate your loan cost and save thousands.

Select different loan type and view interest rate and qualifying options.

    Free Tool for the Consumer to get the Best Mortgage at the Lowest Cost
    Automated Engine with the Current Interest rates and Programs Included
    Free Credit Evaluation How to Increase your Score for Lower Interest Rate
    Free Secure Account you can Login to for Credit Reports and Evaluations

     We allow you to use the True Loan Assessment as many times as needed
     Access to upload a TransUnion credit report into engine for true evaluation
     We do not sell your information nor have Lenders or Loan Officers call you
     As you have noticed we do not allow advertisements keeping info unbiased
     We show you the Lenders Interest Rates and what the Actual Cost are

Who and What are We!

What We Do and Do Not Do!

Down Payment Grant

Get down payment funds for closing cost up to 3%. Free Pre-Purchase Counseling Available.

Mortgage Assessment

FIND OUT WHAT YOU QUALIFY FOR BEFORE GOING TO LENDER

TRUE LOAN COST THE LENDERS DONT WANT YOU TO KNOW

ALL PROGRAMS, FHA, FNMA, FULL DOC, STATED, JUMBO, 100%

GAIN CONTROL AND KNOWLEDGE WITH TRUE LOAN COST

News and Reviews

Ever Changing Rates and Programs
Keeping the Consumer Informed

Mortgage Assessment

provided by Creditxp

Mortgage Closing Cost

provided by Lendersxp

ON-LINE PROGRAM DETERMINES ALL YOUR TRUE CLOSING COST

TRUE CLOSING COST THE LENDERS DONT WANT YOU TO KNOW

CALCULATE YOUR CLOSING COST BEFORE YOU GO TO CLOSING

KNOW WHAT COST YOU HAVE TO PAY AND WHICH YOU DO NOT

Free Beta Version for Consumers
Complete Request Form to Link to us, Media or Additional Information
Demo password 6789 'use our program as much as you like'

True Loan Cost uses the Lendersxp Mortgage Software program from Creditxp used by Lenders, Realtors and Mortgage Brokers. The True Loan Cost Mortgage Analyzer is a secure web based software program allowing the consumer to obtain a mortgage credit report to view qualifying loans currently available in the industry.

The free True Loan Cost mortgage loan calculator can be used to calculate interest rates, mortgage programs and yield spread from the lender. The True Loan Cost Mortgage Analyzer is a tool designed to better educating the consumer on the mortgage products available and understand what they qualify for by uploading a current credit report just like lenders do.

The True Loan Cost program will hopefully reduce predatory lending and deceptive mortgage practices that is so prevalent in today's mortgage industry. A knowledgeable borrower will now be able to better negotiate the lowest mortgage interest rates and real estate closing cost with the True Loan Cost Mortgage Analyzer.

The True Closing Cost mortgage closing cost estimator can be used to calculate sellers closing cost, calculate buyers closing cost, calculate real estate closing cost and prorate the property taxes giving you the true closing cost.

True Loan Cost Terms of use: Write articles for use

Mortgage Assessment

Mortgage Assessment

Mortgage Closing Cost

Credit Assessment