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| Company | Program | Comment |
Lates MtgLte
- Mortgage Lates 1x30 means 1 30-day late allowed |
Mos Mos - Mortgage Lates: # of months | BK BK - Bankruptcy discharged > # years | Fore Fore - Foreclosures: None in last # years |
Occ Occ -
Occupancy O = Owner Occupied V = Vacation Home N = Non-Owner Occupied |
Purp Purp
- Purpose P = Purchase R = Rate & Term Refi C = Cash Out Refi |
Units Units - # of Units |
Empl Empl
- Employment WE = Wage earner SE = Self Employed |
DocType
DocType - Documentation Type Full, Bank - 12m, Bank - 6m, VINA, SIVA, No Ratio, NISA, NIVA, NINA, No Doc |
Fico Fico Score | Ltv/Amt Ltv/LAmt - Ltv % / Loan Amount $K | Dti Dti - Debt-to-Income Ratio | Co Co - Maximum Cash-out | Cltv Cltv - Maximum Combined LTV | Noo Noo - Non-Owner Occupied Max LTV | Vac Vac - Vacation Home Max LTV |
|
Io Io - Interest Only Minimum FICO |
| Premier Plus, 12 Bank | 12 | O | CPR | 620 | 100/520000 | 50 | 100 | 0 | 0 | 0 | 0 | |||||||||
| CHECK Program*** | 12 | NOV | PR | 6 | 100/0 | 55 | 100 | 0 | 0 | 0 | 0 | |||||||||
| 3%seller $3,000 Disposable Income Required | 12 | O | P | 620 | 100/800000 | 45 | 100 | 0 | 0 | 0 | 680 | |||||||||
| Inst 2nd | 36 | O | CPR | 620 | 100/700000 | 50 | 100 | 100 | 0 | 0 | 0 | 0 | ||||||||
| PROGRAM CHANGE PENDING* | 12 | O | P | 620 | 100/0 | 55 | 100 | 0 | 0 | 0 | 0 | |||||||||
| No Min tradeline Chargeoff 2yr > lease p ok | 12 | O | P | 500 | 95/800000 | 0 | 100K | 0 | 0 | 0 | 0 | 0 | ||||||||
| Advantage | 12 | O | PR | 600 | 95/800000 | 45 | 100 | 0 | 0 | 0 | 0 | |||||||||
| Interest Only | 12 | O | P | 580 | 95/500000 | 55 | 100 | 0 | 0 | 0 | 540 | |||||||||
| Interest Only Available | 12 | O | P | 550 | 95/500000 | 55 | 100 | 0 | 0 | 0 | 540 | |||||||||
| STATED INCOME | 12 | O | P | 600 | 95/500000 | 55 | 100 | 0 | 0 | 0 | 540 | |||||||||
| NO Tradeline | 12 | O | PR | 580 | 95/500000 | 55 | 100 | 0 | 0 | 0 | 540 | |||||||||
| 1st Time HomeBuyer OK | 12 | OV | P | 580 | 95/500000 | 55 | 100 | 0 | 0 | 0 | 540 | |||||||||
| Stated | 12 | O | P | 580 | 95/500000 | 55 | 100 | 0 | 0 | 0 | 540 | |||||||||
| Non&Resident Alien ITIN Number OK | 12 | O | CPR | 551 | 95/300000 | 50 | 50 | 95 | 0 | 0 | 0 | 0 | ||||||||
| True Loan Cost Search Engine | 12 | NOV | CPR | 620 | 95/600000 | 50 | NL | 100 | 85 | 90 | 75 | 660 | ||||||||
| True Loan Cost Search Engine | 12 | NOV | CPR | 600 | 95/500000 | 50 | 150k | 100 | 90 | 100 | 80 | 560 | ||||||||
| See Matrix for A, A-, B, 85%LTV | 12 | O | CPR | 500 | 85/750000 | 50 | 150k | 100 | 0 | 0 | 0 | 0 | ||||||||
| W2 ok max is 85% LTV (? rev) | 12 | NOV | CPR | 600 | 85/600000 | 55 | 100k | 100 | 85 | 90 | 80 | 560 | ||||||||
| True Loan Cost Search Engine | 12 | O | CPR | 620 | 100/800000 | 45 | NL | 100 | 95 | 95 | 90 | 640 | ||||||||
| No Reserves P/VOR 95% | 12 | OV | CPR | 620 | 100/500000 | 50 | 50 | 100 | 0 | 100 | 0 | 0 | ||||||||
| NO RES / NO MI / NO Down $ Seasoning / 1 Trade w/$3k | 0 | O | PR | 570 | 95/875000 | 45 | 100 | 0 | 0 | 0 | 550 | |||||||||
| No Reserves | 12 | OV | CPR | 560 | 90/500000 | 50 | 50 | 90 | 0 | 90 | 0 | 0 | ||||||||
| No Reserves P/VOR 95% | 12 | OV | CPR | 620 | 100/500000 | 50 | 50 | 100 | 0 | 100 | 0 | 0 | ||||||||
| True Loan Cost Search Engine | 12 | O | CPR | 620 | 100/800000 | 45 | NL | 100 | 90 | 95 | 90 | 0 | ||||||||
| Foreclosure | 0 | NOV | CPR | 0 | 70/0 | 0 | 50 | 0 | 0 | 0 | 0 | 0 | ||||||||
| True Loan Cost Search Engine | 0 | NOV | CPR | 620 | 100/400000 | 50 | 200K | 100 | 90 | 95 | 95 | 580 | ||||||||
| 12+ Months In Contract/Canceled Checks, Unrecorded OK | 12 | O | PR | 551 | 90/300000 | 50 | 0 | 0 | 0 | 0 | 0 | |||||||||
| MTG <119 days last 60 month | 12 | O | CPR | 620 | 100/500000 | 50 | 100k | 100 | 0 | 0 | 0 | 560 | ||||||||
| All Core Product Bands | 12 | NOV | CPR | 600 | 90/600000 | 55 | 150k | 90 | 80 | 85 | 85 | 0 | ||||||||
| NOT FUNDING?? | 12 | O | CPR | 580 | 90/750000 | 50 | 100k | 100 | 0 | 0 | 80 | 620 | ||||||||
| True Loan Cost Search Engine | 12 | O | CPR | 580 | 90/750000 | 50 | 100k | 100 | 0 | 0 | 80 | 620 | ||||||||
| True Loan Cost Search Engine | 12 | O | CPR | 550 | 90/750000 | 50 | 100k | 100 | 0 | 0 | 80 | 620 | ||||||||
| True Loan Cost Search Engine | 12 | O | CPR | 600 | 80/750000 | 50 | 100k | 100 | 0 | 0 | 70 | 620 | ||||||||
| Max Cash on Hand $500. (6% Seller) | 12 | NOV | CPR | 600 | 95/500000 | 50 | 50 | 103 | 0 | 0 | 0 | 0 | ||||||||
| See Conditions 12 mnth BS OK | 12 | NOV | CPR | 540 | 90/750000 | 50 | 100 | 0 | 0 | 0 | 0 | |||||||||
| See Conditions* | 12 | NOV | CPR | 520 | 85/750000 | 50 | 100 | 0 | 0 | 0 | 0 | |||||||||
| Non&Resident Alien ITIN Number OK | 12 | O | P | 0 | 95/300000 | 50 | 50 | 95 | 0 | 0 | 0 | 0 | ||||||||
| Private VOR VOM all properties | 12 | O | CPR | 550 | 90/450000 | 50 | 75 | 100 | 0 | 0 | 0 | 0 | ||||||||
| True Loan Cost Search Engine | 12 | NOV | CPR | 620 | 95/600000 | 50 | NL | 100 | 85 | 90 | 75 | 660 | ||||||||
| All Doc | 12 | NOV | CPR | 580 | 95/850000 | 50 | 100k | 100 | 90 | 90 | 85 | 600 | ||||||||
| True Loan Cost Search Engine | 12 | NOV | CPR | 580 | 95/850000 | 50 | 100k | 100 | 90 | 90 | 85 | 600 | ||||||||
| All Doc | 12 | NOV | CPR | 550 | 90/580000 | 50 | 100k | 100 | 85 | 85 | 80 | 600 | ||||||||
| True Loan Cost Search Engine | 12 | NOV | CPR | 600 | 80/850000 | 50 | 100k | 100 | 75 | 75 | 70 | 600 | ||||||||
| 100%$1.4M 620 | 12 | O | CPR | 620 | 100/500000 | 55 | 100k | 100 | 95 | 95 | 95 | 580 | ||||||||
| 100%CLTV @any LTV | 12 | O | CPR | 560 | 90/400000 | 55 | 200k | 100 | 80 | 80 | 80 | 0 | ||||||||
| Bankruptcy/Foreclosure | 12 | NOV | CPR | 0 | 75/900000 | 55 | 80000 | 100 | 100 | 100 | 100 | 0 | ||||||||